Not every borrower fits the standard bank mould — and that’s exactly where alternative and private lending come in. Atakan Hasar helps Ontario homeowners access flexible, equity-based financing when a traditional A-lender says no.

Alt-B (Alternative) Lending

Alt-B lending is built for self-employed borrowers, those with bruised or limited credit history, or non-traditional income sources. You still get competitive rates and structured terms, just with more flexible qualification than a bank requires.

Private Lending

Private lending is equity-based financing: approval is based primarily on how much equity you have in your home, not your income or credit score. It’s often the fastest path to funding — many private deals close in 24–48 hours — and is commonly used for:

  • Second mortgages and debt consolidation
  • Avoiding power of sale or foreclosure
  • Bridge financing between property transactions
  • Funding for self-employed or non-traditional income borrowers
  • Situations where time is critical and a bank’s timeline won’t work

As a general guideline, most private lenders look for at least 20% equity in the property. If you’re not sure where you stand, Atakan can walk you through it — no obligation.

Proudly serving homeowners across Markham, Mississauga, Toronto, and the wider Greater Toronto Area.